❄ Happy Holidays ❄
December is here, and what a year it has been! We know many will be working up to the holidays, and slowing down is not yet in the cards. As we take a collective sigh as the year ends, remembering those who came into this world and those we said a final goodbye to, let’s celebrate life and our families as we look forward to 2023.
Market volatility, recession talks, and rate hikes occupied numerous headlines throughout the year, and it’s safe to say the country is hopeful for a more positive 2023. As temperatures drop, the heat of inflation may be cooling — slightly, anyway. Only time will tell if the easing continues. At the same time, America still looks to the Fed for a measured response in the coming months. Twitter and politics collide on the world’s social stage, and the rest of the tech industry is lightening its employee load in significant ways. While the Ukrainian war continues, many European countries expect a rocky winter road ahead, and the world hopes for a peaceful resolution.
We have much to be grateful for here at Emerald as we close the year. Helping clients is the fuel that keeps us going amidst the ups and downs of the market. This month, to finish 2022, we share practical ways that may help to recession-proof your retirement savings based on age. Of course, we can’t make promises of the future, but we still believe life is not measured by the markets and remaining calm matters in the long run. We are also sharing the recently updated tax brackets released by the IRS. Good news, this announcement may mean savings for some income levels, something we can all cheer about!
Emerald wants to take this moment to wish you and your loved ones a happy holiday season and New Year! We look forward to 2023, and if you would like to talk, call (425) 458-3853 or visit our website to make an appointment.