Some Tricks Are Not Treats
October is Cybersecurity Awareness Month. Unfortunately, phishing attempts and financial scams are no longer limited to the poorly written email from a stranger in another country. They have become far more sophisticated—and far more convincing.
Over the years, we have seen clients receive emails, text messages, and telephone calls that appeared to come from their bank, a government agency, a familiar company, or even someone they knew. The goal is usually the same: create urgency, get you to act quickly, and keep you from stopping to ask whether the request makes sense.
The best advice we can give is simple: slow down.
Do not trust an email simply because you recognize the sender’s name. The display name can be faked. If an email is unexpected or something about it does not seem right, do not click a link or download an attachment. Contact the person or company directly using a telephone number or website you already know.
Be especially careful if someone asks for remote access to your computer. We have seen how quickly a seemingly legitimate “technology support” call can turn into access to personal files, passwords, and financial accounts. Never provide remote access to someone who contacts you unexpectedly.
Most work computers are monitored and protected by an IT department. Personal computers are often where we are most vulnerable. Make sure your computer and antivirus software are current, and do not ignore security updates when they appear.
Throughout October, we will send one short email each week covering:
- How to recognize a phishing attempt
- Common financial scams and impersonation schemes
- Protecting your personal computer, passwords, and accounts
- What to do if you believe you have been compromised
We are not trying to make anyone afraid of opening an email or answering the telephone. We simply want you to pause before acting—particularly when money, personal information, or access to your computer is involved.
If something does not feel right, call us. We would much rather spend a few minutes helping you confirm that a request is legitimate than help you deal with the consequences after the fact.
Emerald Advisors, LLC is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
